About Us

Hello everyone and welcome to retireoutsideusa.com. We are Steve and Paulette Tuggle from Houston, Texas USA. At the end of 2015, we retired and left Houston to start our “retirement adventure” in Central America. We have been living outside the USA, in Central and South America. And it really has been an adventure!

In 3+ years, we have lived in 4 different countries, and spent time in two others. And we have never been tempted to buy a home. Renting is far less expensive, and we like being able to explore new places. So far all of our experiences have been in Central and South America. We still have a son, granddaughter and friends in the States, and it is much easier for them to travel here to visit than fly to Southeast Asia, or Europe. But maybe one day we will cross the ocean and see.

Medellin, Colombia

View of Medellin from our apartment

Today, we live in Medellin, Colombia. We have a nice 3 bedroom apartment in the most popular neighborhood for foreigners. We have fast, dependable internet service and smart phones. Our large 24-hour grocery store is 1 block away. There are two beautiful malls within 2 blocks of our apartment. We have at least 200 places to eat out within easy walking distance. So, of course we don’t need or want a car.

We also don’t need air conditioning, and usually leave our windows and balcony door open all day and night. We are at about 5,000 feet elevation. And we are in a valley surrounded by mountains. Amazingly, there are no problems with insects, so we don’t need screens. We also have awesome healthcare and health insurance coverage. The cost of living is a lot less expensive than in most areas of the U.S. and Canada. So we are able to live comfortably on our Social Security without having to touch our savings.


Our goal is to make new friends while helping other people like us have a positive experience relocating to another country. The last statistic I saw said there are 10,000 people per day reaching retirement age in the U.S. We are confident that many of them will be drawn to live elsewhere. We hope sharing our stories and the lessons we have learned will assist you in avoiding very expensive mistakes while enjoying your life. And maybe one day, we can bump into one another.

Please read on, and feel free to leave your comments. We will do our best to answer any questions as quickly as possible.

All the best,

Steve and Paulette Tuggle