We Retired Outside The USA

In January 2016, we retired outside the USA. Hello everyone and welcome. We are Steve and Paulette Tuggle from Houston, Texas.  We left Houston to start our “retirement adventure” in Central America. We have been living outside the USA, in Central and South America ever since. And it really has been a series of adventures!

Retired Outside the USA - Our Apartment in Medellin, Colombia.
We lived for 1 1/2 years on the top floor of this 20-story condominium complex.

In 4 years, we have lived in 4 different countries and spent time in two others. And we have never been tempted to buy a home. Renting is far less expensive, and we like being able to explore new places. So far all of our experiences have been in Central and South America. We still have a son, granddaughter, and friends in the States, and it is much easier for them to travel here to visit than fly to Southeast Asia or Europe. But maybe one day we will cross the ocean and see.

This is our first apartment in Medellin – 20th floor, far right side with a “killer” view of half the city.  We lived there from June 2018 to December 2019.

Retired Outside the USA in Medellin, Colombia

Today, we are still US citizens, but our legal residence is in Medellin, Colombia. We moved here in May 2018 and it is the perfect place for us.  In December 2019, we moved to a larger apartment in the Laureles barrio (neighborhood). We have a nice 3 bedroom apartment in the second most popular neighborhood for foreigners. We have fast, dependable internet service and smartphones. We have two large grocery stores within 2 blocks.  Yesterday, we walked 5 blocks to a large modern mall.  Laureles is relatively flat, so we can walk everywhere.  Or if we want, we can ride a bus, or the Metro train or call an Uber or taxi.  Fares are very cheap.  So, of course, we don’t need or want a car.

We also don’t need air conditioning, and usually, leave our windows and balcony door open all day and night. We are at about 5,000 feet elevation. And we are in a valley surrounded by mountains. Amazingly, there are no problems with insects, so we don’t need screens. We also have awesome healthcare and health insurance coverage.

And, the cost of living is a lot less expensive than in virtually all areas of the U.S. and Canada. So we are able to live comfortably on our Social Security without having to touch our savings.

The Other Benefit We Discovered – Purpose

We have also discovered a blessing we would never have found had we stayed in Houston, or moved to Hot Springs Village, as we had originally planned. I like to say that 3 days after we left Houston for Roatan, God hijacked our “Retirement Adventure”. But that has turned out to be an incredible benefit. As our all-knowing Father, He knew what was best for us.

Our plan was to explore new places, have adventures, and “do our own thing”.  But The Lord Jesus rescued us from that fate. Instead, He showed us a better plan.  Now we are working together with other friends to establish the first English-Speaking Christian Church in Medellin, Colombia. Our lives have a purpose we never could have planned on our own.

Please Let Us Know How We Can Help

We hope sharing our stories and the lessons we have learned will assist you in avoiding very expensive mistakes while enjoying a much better life. And maybe one day, we can bump into one another.

Please read on, and feel free to leave your comments. We will do our best to answer any questions as quickly as possible.

All the best,

Steve and Paulette Tuggle